:root{--navy:#0b1f3a;--navy2:#132d52;--or:#ff7a1a;--ink:#1c2533;--mut:#5b6678;--bg:#f5f7fb}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{color:var(--navy2)}.wrap{max-width:1100px;margin:0 auto;padding:0 20px}h1,h2,h3{line-height:1.2}h2{font-size:1.7rem;margin:2.5rem 0 1rem}
.top{background:var(--navy);position:sticky;top:0;z-index:10}.bar{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-size:1.15rem}.brand b{color:var(--or)}
nav{display:flex;gap:18px;align-items:center}nav a{color:#dfe7f3;text-decoration:none;font-size:.95rem}nav a:hover{color:#fff}
.mtog,.burger{display:none}.burger{color:#fff;font-size:1.7rem;cursor:pointer}
.btn{display:inline-block;background:var(--or);color:#fff!important;text-decoration:none;font-weight:700;padding:14px 22px;border-radius:10px;border:0;font-size:1rem;cursor:pointer}.btn:hover{filter:brightness(1.07)}.btn.sm{padding:8px 14px}.btn.ghost{background:transparent;border:2px solid #fff}
.hero{color:#fff;padding:64px 0 56px;background:radial-gradient(circle at 85% 15%,rgba(255,122,26,.25),transparent 35%),radial-gradient(1px 1px at 20% 30%,#fff,transparent),radial-gradient(1px 1px at 70% 70%,#fff,transparent),radial-gradient(1.5px 1.5px at 40% 80%,#fff,transparent),linear-gradient(160deg,var(--navy),var(--navy2))}
.hero h1{font-size:clamp(2rem,5vw,3.2rem);margin:.3em 0;max-width:780px}.eyebrow{color:var(--or);font-weight:700;letter-spacing:.04em;text-transform:uppercase;font-size:.8rem}.lead{font-size:1.2rem;color:#d4def0;max-width:640px}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}.ticks{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:8px 22px;color:#d4def0}.ticks li:before{content:"\2713  ";color:var(--or);font-weight:700}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.steps li{background:var(--bg);border-radius:14px;padding:22px}.steps span{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--or);color:#fff;font-weight:800}
.cards4{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px}.svc,.cards3>div{border:1px solid #e3e8f0;border-radius:14px;padding:20px;border-top:4px solid var(--or)}.svc.soon{border-top-color:var(--mut);background:var(--bg)}
.tag{font-size:.7rem;background:var(--navy);color:#fff;padding:3px 8px;border-radius:20px;vertical-align:middle}.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:20px}
.cities{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px}.cities a{background:var(--navy);color:#fff;text-decoration:none;padding:18px;border-radius:12px;font-weight:700}
.prose{max-width:820px}.legal{padding-bottom:40px}
.quote{background:var(--bg);padding:50px 20px;margin-top:50px}.card{max-width:760px;margin:0 auto;background:#fff;border-radius:16px;padding:28px;box-shadow:0 10px 30px rgba(11,31,58,.1)}.card h2{margin-top:0}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px}label{display:block;font-weight:600;font-size:.9rem;margin-bottom:12px}
input,select,textarea{width:100%;margin-top:5px;padding:12px;border:1px solid #cbd3e0;border-radius:8px;font:inherit;font-size:16px}
.check{display:flex;gap:10px;font-weight:400;font-size:.85rem;color:var(--mut)}.check input{width:auto;margin-top:3px}.muted{color:var(--mut)}.small{font-size:.8rem}
footer{background:var(--navy);color:#c7d2e4;padding:40px 0 90px;margin-top:0}footer a{color:#c7d2e4;display:block;text-decoration:none;margin:4px 0}footer h4{color:#fff}.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:20px}.disc{font-size:.82rem;border-top:1px solid #2a4370;padding-top:16px;margin-top:20px}
.sticky{display:none}
@media(max-width:820px){.burger{display:block}nav{display:none;position:absolute;top:64px;left:0;right:0;background:var(--navy);flex-direction:column;padding:16px;gap:14px}.mtog:checked~nav{display:flex}
.steps,.cards3,.grid2,.fgrid{grid-template-columns:1fr}.sticky{display:block;position:fixed;bottom:12px;left:12px;right:12px;text-align:center;z-index:20;box-shadow:0 6px 20px rgba(0,0,0,.25)}.hero{padding:40px 0}}
a.svc.lnk{text-decoration:none;color:inherit;background:#fff8f2}a.svc.lnk:hover{box-shadow:0 6px 18px rgba(11,31,58,.12)}nav{gap:14px}
optgroup{font-weight:700}